Privacy Policy
FACTS | What does US Online Auto, LLC do with your personal information? |
Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include social security number and income; account balances and payment history; and credit history/employment information. When you are no longer our customer, we continue to share your information as described in this notice. |
How? | All financial companies need to share customers' personal information to run their everyday business. In the section below, we list reasons financial companies can share their customers' personal information; the reasons US Online Auto, LLC chooses to share; and whether you can limit this sharing. |
Reasons we can share your personal information | Does US Online Auto, LLC share? | Can you limit this sharing? |
For our every day business purposes; such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
For our marketing purposes; to offer our products and services to you | Yes | No |
For joint marketing with other financial companies | Yes | No |
For our affiliates' everyday business purposes; information about your transactions and experiences | No | We don't share |
For our affiliates' everyday business purposes; information about your creditworthiness | No | We don't share |
For our affiliates to market to you | No | We don't share |
For nonaffiliates to market to you | No | We don't share |
Who we are | |
Who is providing this notice? | US Online Auto, LLC |
What we do | |
How does US Online Auto, LLC protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
How does US Online Auto, LLC collect my personal information? | We collect your personal information, for example, when you - apply for financing - give us your income information or provide employment information - provide account information or give us your contact information |
Why can't I limit all sharing? | We also collect your personal information from others, such as credit bureaus affiliates, or other companies. Federal law gives you the right to limit only: - Sharing for affiliates' everyday business purposes - information about your creditworthiness - affiliates from using your information to market to you - sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing |
Definitions | |
Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. US Online Auto, LLC does not share with our affiliates. |
Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. US Online Auto, LLC does not share with nonaffiliates so they can market to you. |
Joint Marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include finance companies. |